TERMS OF SERVICE

Last updated March 20, 2026

AGREEMENT TO OUR LEGAL TERMS

We are Abraham Kevin Spann Brand LLC, doing business as Kevin Spann ("Company," "we," "us," or "our").

We operate the website https://kevinspann.com/ (the "Site"), along with any related services, coaching programs, content, and products (collectively, the "Services").

You can contact us at:

Email: kevin@kevinspann.com

These Terms constitute a legally binding agreement between you ("you") and us regarding your use of the Services.

By accessing or using the Services, you agree to these Terms.

If you do not agree, you must discontinue use immediately.

1. OUR SERVICES

Our Services may include:

  • coaching and mentorship programs

  • consulting services

  • digital content and training

  • group programs or communities

  • educational materials

All Services are provided for educational and informational purposes only.

We do not guarantee any specific results.

2. USER RESPONSIBILITY

By using our Services, you agree that:

  • you are responsible for your own decisions and actions

  • your results depend on your effort, implementation, and circumstances

  • you will not rely solely on our content for important decisions

You acknowledge that results will vary from person to person.

3. NO PROFESSIONAL ADVICE

The Services do not constitute:

  • legal advice

  • financial advice

  • tax advice

  • compliance advice

You should consult appropriate professionals before making decisions.

4. INTELLECTUAL PROPERTY RIGHTS

All materials provided through the Services, including:

  • videos

  • frameworks

  • documents

  • training content

are owned by us or licensed to us.

You may not:

  • copy or distribute materials

  • resell access

  • share login or program access

  • use our content commercially without permission

5. PURCHASES AND PAYMENT

By purchasing from us, you agree to:

  • provide accurate payment information

  • pay all fees as presented at checkout

  • comply with all payment terms

All payments are processed in U.S. dollars.

6. REFUND POLICY

All sales are final.

No refunds will be issued, unless otherwise stated in writing.

If you are enrolled in a program or payment plan:

  • you remain responsible for all agreed payments

  • canceling participation does not cancel payment obligations

  • cancellation does not entitle you to a refund

7. RESULTS DISCLAIMER

We make no guarantees regarding:

  • income

  • business success

  • client acquisition

  • financial results

Any testimonials or examples shown:

  • are not typical

  • are not guaranteed

  • are for illustration only

Your results depend on your own efforts and circumstances.

8. PROHIBITED USE

You agree not to:

  • use the Services for unlawful purposes

  • share or resell access

  • copy or distribute proprietary materials

  • engage in disruptive or abusive behavior

We may remove access if these Terms are violated.

9. THIRD-PARTY TOOLS

We may reference or integrate third-party tools.

We are not responsible for:

  • third-party services

  • their performance or policies

  • results obtained through them

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law, we are not liable for:

  • business losses

  • lost profits or revenue

  • indirect or consequential damages

  • decisions made based on our content

Your use of the Services is at your own risk.

11. INDEMNIFICATION

You agree to indemnify and hold us harmless from any claims arising from:

  • your use of the Services

  • your actions or decisions

  • your violation of these Terms

12. TERM AND TERMINATION

We may suspend or terminate your access if:

  • you violate these Terms

  • you misuse the Services

Upon termination, your right to use the Services ends immediately.

13. GOVERNING LAW

These Terms are governed by the laws of the State of New York.

14. MODIFICATIONS

We may update these Terms at any time.

Continued use of the Services means you accept any updates.

15. CONTACT US

If you have questions about this Terms of Service, contact us at:

Abraham Kevin Spann Brand LLC, doing business as Kevin Spann

Adress: 146 Arizona Road, West Babylon, New York, 11704, United States

Email: kevin@kevinspann.com

Phone: +1 347-837-7095

© 2026 Kevin Spann. All Rights Reserved.

Kevin Spann is operated by Abraham Kevin Spann Brand LLC and provides coaching, mentorship, and educational content for insurance agents and business professionals. We are not an insurance carrier and do not provide or bind insurance coverage. All content is for informational and educational purposes only and does not constitute legal, financial, or insurance advice. We make no guarantees regarding results, income, or business outcomes. Individual results will vary. We may use cookies, pixels, and tracking technologies, including Meta Pixel and Google Analytics/Ads, for analytics and advertising purposes.